Star Personal / Group Accident

The personal accident insurance or PA insurance is an annual policy which provides compensation in the event if injuries, disabilities or death solely caused by violent, accident, external and visible events.

You make either take PA policy for yourself or a group policy for your family, protecting you and them.

  • Bodily injury
  • Loss of limbs
  • Loss if eye(s) permanent total disablement
  • Temporary total disablement
  • Medical expenses
  • Death


Star Motor Insurance

Star Motor Insurance Policy is designed to take care of liabilities to third parties as well as your vehicle due to accidental damage, fire, theft and bodily injuries in accordance with the Third party Insurance Act (1958)

Third party Insurance

Third party insurance provides liabilities to third parties up to a limit of Ghc2000. However, one has the option to increase this limit when he/she wants

Third party Fire and Theft

This policy provides liabilities to third parties as well as cover for theft and fire with regards to the customers Vehicle.


This policy sums up the two policies listed. It provides liabilities to third parties, as well as theft, fire, accidental damage and bodily Injury with regards to the customers’ vehicle.

Points to note:
  • Year of manufacture
  • Cubic capacity
  • Value
  • Usage (private or commercial, etc)
  • Category (private individual or company)


Star Comprehensive Homeowners

This policy is designed to cover all accidents that are likely to occur in the home. The Comprehensive Homeowners insurance policy provides five main covers.

Points to note:
  • The first section covers the insured's building against Loss or damage caused by perils such as fire, explosion, lightning, storm, hurricane, tornado, flooding, earthquake, volcanic eruption, bursting or overflowing of water tanks, etc.
  • The second section covers the insured’s contents against the above perils as well as burglary excluding theft.
  • The third section covers the insured’s liability to the public.
  • The fourth section of the policy provides cover for personal accident.
  • The fifth section provides the insured with the actual cost of renting an alternatively reasonable accommodation following an accidental damage to the building for the period necessary for reinstatement (maximum 12 months) for an amount not exceeding ten per centum of the full value of the property per annum or the proportionate part thereof monthly.


International Travel insurance

"Star Travel Policy” No matter where you are headed around the globe, our plans help provide coverage for international travel.

It is designed to cover clients traveling abroad who may sustain injury as a result of an accident.


The policy provides;

  • hospitalization fee
  • Repatriation of the corpse in case of death and loss of baggage


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